Current Rates

Rates effective as of 1/20/2016

(rates may change without notice)

APY = Annual Percentage Yield

Classic Checking Accounts
                     $200.00 minimum opening balance
Balance *Interest Rate
APY
$0.00 - 1,499.99
0.00
0.00
$1,500 +
0.04
0.04


1st Premier Club Checking Accounts
                     $200.00 minimum opening balance
Balance *
Interest Rate
APY
$0.00 - 1,499.99
0.00
0.00
$1,500 - 24,999.99
0.05
0.05
$25,000 - 99,999.99
0.05
0.05
$100,000 +
0.10
0.10


Money Market Accounts
                     $2,000.00 minimum opening balance
Balance *
Interest Rate
APY
$0.00 - 49,999.99
0.05
0.05
$50,000 - 124,999.99
0.10
0.10
$125,000 - 499,999.99
0.15
0.15
$500,000 +
0.15
0.15


Savings Accounts
                     $200.00 minimum opening balance unless under age 13
Balance *
Interest Rate
APY
$0.00 - 19,999.99
0.05
0.05
$20,000 - 49,999.99
0.10
0.10
$50,000 - 124,999.99
0.10
0.10
$125,000 +
0.15
0.15


Certificates of Deposit (Specials)**
                     $500.00 minimum opening balance
TermInterest Rate
APY
13 Month*


$500 - $250,000
0.25
0.25
Over $250,000
0.30
0.30
25 Month*


$500 - $250,000
0.80
0.80
Over $250,000
0.85
0.85
37 Month*


$500 - $250,000
1.00
1.00
Over $250,000
1.05
1.05


Certificates of Deposit **
                     $500.00 minimum opening balance
TermInterest Rate
APY
91 Day CD
0.04
0.04
182 Day CD
0.08
0.08
12 Month CD
0.15
0.15
24 Month CD
0.24
0.24
36 Month CD
0.60
0.60
48 Month CD
1.00
1.00
60 Month CD
1.39
1.40


I.R.A. Accounts **
                     $500.00 minimum opening balance
TermInterest Rate
APY
18 Month variable *


  $0.00 - 10,000
0.20
0.20
  $10,000.01 - 50,000
0.25
0.25
  $50,000.01 +
0.30
0.30
1, 2, 3, 4, & 5 year IRA's - Same as CD's



* Balance to earn APY
** A penalty may be assessed for early withdrawals