Warning Signs of Identity Theft
What Do Thieves Do With Your Information?
Once identity thieves have your personal information, they can drain
your bank account, run up charges on your credit cards, open new utility
accounts, or get medical treatment on your health insurance. An
identity thief can file a tax refund in your name and get your refund.
In some extreme cases, a thief might even give your name to the police
during an arrest.
Clues That Someone Has Stolen Your Information
- You see withdrawals from your bank account that you can’t explain.
- You don’t get your bills or other mail.
- Merchants refuse your checks.
- Debt collectors call you about debts that aren’t yours.
- You find unfamiliar accounts or charges on your credit report.
- Medical providers bill you for services you didn’t use.
- Your health plan rejects your legitimate medical claim because the records show you’ve reached your benefits limit.
- A health plan won’t cover you because your medical records show a condition you don’t have.
- The IRS notifies you that more than one tax return was filed in your
name, or that you have income from an employer you don’t work for.
- You get notice that your information was compromised by a data breach at a company where you do business or have an account.
If your wallet, Social Security number, or other personal information is lost or stolen, there are
steps you can take
to help protect yourself from identity theft.